Recent Storm Damage Posts
Help! My Neighbor’s Tree Fell On My House
Need Help With Fallen Tree Damage & Cleanup? Call SERVPRO - (518) 508-1111
It’s unfortunate enough when a tree in your yard falls on your house - but when your neighbor’s tree falls on your house, the situation is a lot more complicated. Who is responsible for the damages? Who files an insurance claim? Who pays for tree removal? Here, we will clarify who is responsible when a neighbor’s tree falls on your house.
Who’s Responsible For A Fallen Tree?
Scenario 1: Your neighbor's tree falls on your house
Whenever a tree falls on a home - it doesn’t matter where it came from to determine who is responsible for filing an insurance claim or covering for the damages. The only thing that does matter is whose house it landed on and why. So, that means if a tree in your neighbor’s yard falls on your home during a bad storm - you’re responsible for filing an insurance claim. The neighbor’s insurance policy will not cover it.
Scenario 2: A tree from your property falls on your neighbor's house
In this case, your neighbor would be responsible for filing a claim and cleaning up any debris or damages on their property from your tree. In these cases you can feel ‘lucky’ that you didn’t have to file a claim and that no damage was done to your house.
Scenario 3: Your tree falls on your home
This may not be as confusing as the other scenarios, but it is worth mentioning that you will be responsible for filing an insurance claim and taking care of any damages.
Scenario 4: A neighbor's tree damages your house, but you think it was because it was old, damaged, or weak.
Since fallen trees are only covered due to “named perils” such as high winds, lightning strikes, vandalism, or a car crashing into the tree - insurance does not want to cover the damage for a tree that falls due to negligence or lack of preventative maintenance. If your neighbor has a tree in their yard that you think may fall on your home, approach them, point out the issue, and document it. This way, if the dying or weak tree falls on your home, you can argue to your insurance company that you took steps to prevent it and that it should be covered.
What if the fallen tree doesn't damage my home?
According to Allstate, if a tree falls on your house and causes no damages, insurance will not cover the cost of removing the tree. In these cases, it may not have been worth it to file a claim anyways, depending on your deductible and the size of the tree.
What does tree removal usually cost without insurance?
The cost of tree removal is between an average of $500-$1,200, making it less than many homeowner's deductibles. Cost usually depends on the size of the tree and the location of where it fell.
What is the average cost of insurance claims from fallen trees?
According to Consumer Reports, the average amount paid by insurance companies for fallen tree claims was $4,110, and was only 7 percent of all settled claims.
What if a neighbor's tree just falls in my yard, and not on my house?
As mentioned earlier, when a tree falls and causes no damages it will not be covered by your insurance policy. You will be responsible for all debris cleanup and removal yourself.
Need Help With Fallen Tree Damage & Cleanup? Call SERVPRO - (518) 508-1111
After the Storm: Board Ups, Water Damage Restoration and Repairs
If your home has been impacted by storm damage, SERVPRO of Saratoga Springs, Gansevoort will respond quickly to assist in any repairs.
If you have been hit hard by mother nature, call our office at (518) 508-1111 for immediate service.
If your property has been damaged by severe weather such as a high winds, heavy rain or flooding, it can be devastating to your family or business. To get the complex storm damage repair completed quickly and safely, you need a restoration service company that specializes in bringing your home back to its preloss condition.
SERVPRO of Saratoga Springs, Gansevoort provides specialized emergency cleanup and restoration services to bring your property back to normal with minimal interruption. We can handle any damage due to severe weather, including:
- Lightning strikes
- Tornadoes and high winds
- Hail and ice storms
- Freezing weather and ice dams
SERVPRO of Saratoga Springs, Gansevoort is available 24/7 to restore your home or business.
Whatever wind or water damage you have experienced, we are fully equipped to help. Contact us for:
- Water, wind and storm damage repair
- Emergency tarping and board up
- Emergency heat and generators during restoration
- Reconstruction services
- Insurance claim assistance
If your property has experienced damage from a storm, call the professionals at SERVPRO of Saratoga Springs, Gansevoort!
Drying Out After The Storm
Storms, heavy rains and winds can cause significant damage to your commercial or residential property. It is essential to completely get rid of the standing water residual moisture to prevent any long-lasting and/or secondary damage.
The drying of your Saratoga Springs, NY commercial or residential property after water damage strikes depends on several factors. The Disaster Remediation Teams at SERVPRO of Saratoga Springs, Gansevoort are trained and certified to make sure they can deliver rapid and efficient drying results. Here are the most critical factors affecting the rate of drying that you should know.
The temperature of the air governs the rate of drying. Contents dry at a much faster rate if the temperature of the area to be dried is high as hotter air can carry more moisture. The ideal temperature for the fastest drying is between 70 and 80 degrees. That said, if the temperature of the room is above 85 degrees, the air can become saturated with too much moisture and can create secondary problems.
Volume Of Water
The volume of water dictates the time required for drying. SERVPRO of Saratoga Springs, Gansevoort technicians can use extractors to eliminate the standing water and dehumidifiers and air movers to pluck out the airborne residual moisture. Their purpose is to prevent moisture from causing secondary water damage.
The relative humidity of the affected area also controls the rate of drying. Higher RH can slow down the drying process significantly. Dehumidifiers are used to extract excess moisture from the air and keep the RH low, speeding up the drying process.
Air movement, or lack thereof, can have either a positive or negative impact on the drying process. The air in a water damaged area is usually damp which slows the rate of evaporation. Replacing this damp air with fresh and dry air can speed up the drying process.
Not only are we water remediation experts but we are also a licensed General Contractor. This means that after we finish removing all damage we can put everything back together, truly making it, "Like it never even happened."
When storm damage strikes your commercial or residential property call the experts at SERVPRO of Saratoga Springs, Gansevoort at (518) 508-1111!
When Storm Damage Interrupts Your Life
Storm damage to your Saratoga Springs, NY residential or commercial property can force you to hit the pause button. An intense storm can bring water, wind, and even debris to your front door. Winds in excess of fifty miles an hour can blow signs, tree branches, and fencing into your property. A mighty gust of wind could throw open doors and allow storm damage inside. Storm damage like this could enable:
- Contaminated water to rush into your property
- Flooring to become damaged or waterlogged
- Mud and debris
- Risk of mold and structural damage
Class 3 water is a serious issue and should not be ignored. It can contain biohazards, petroleum, gas, and other harsh chemicals. Should it impact the rugs in your home, they cannot be remediated as there is no way to ensure safety. Our team understands the health risks of contaminated groundwater and removes any residual amount as we begin the cleanup and restoration.
Our technicians are specially trained and IICRC-certified. They have access to a fleet of vehicles and a warehouse full of state-of-the-art, professional grade equipment to clean up any size disaster. It is always our goal to make you feel "Like it never even happened."
To clean up and remove storm damage, our technicians can:
- Use wet/dry vacuums to remove excess puddles of water
- Set up flood drying mats to draw moisture from hardwood floors
- Clean your property with industrial-grade disinfectants and detergents
If your commercial or residential property has been struck by storm damage, get professional grade help. Call SERVPRO of Saratoga Springs, Gansevoort at (518) 508-1111. We will make it, "Like it never even happened."
Prioritize safety if severe storms are in the forecast
When severe storms are possible in the area, prioritizing your safety is the best thing you can possibly do to prepare.
When severe storms are possible in the area, prioritizing your safety is the best thing you can possibly do to prepare. In addition to receiving property damage, many people get injured or killed in storms every year—but by taking the proper precautions, you can significantly increase the likelihood that you will survive the storm unscathed.
Understanding the weather alert system, being prepared and well-stocked for emergencies at home and staying in touch with weather alerts are all measures you can take to increase your safety during a storm.
The Difference Between Watches and Warnings
When thunderstorms are a possibility, our area weather officials will release watches and warnings as it is appropriate to do so in order to keep the public informed. A severe weather watch is issued if the conditions point to a thunderstorm occurring—meaning one has not started yet, but there is a high possibility. For severe weather warnings, a thunderstorm has already moved into the area—meaning everyone should immediately seek shelter and listen for further information.
Household Emergency Preparedness
When a thunderstorm is possible, officials will generally alert people to stay in their homes and wait out the process, which means you should stock your house with everything you need. Not only should you have an emergency kit stocked with food, water and medical supplies, but you should also prepare for a power outage by having light sources and backup power sources stashed around the house. Additionally, have a plan for where to go in the home should things get serious—generally a hallway or bathtub is advised.
Have a Way to Tune Into Emergency Broadcasts
While many of us depend on our phones to receive updates online, this may not suffice when it comes to severe weather alerts. When batteries die or a storm upsets the cell reception network, it is important to have another way to receive these life-saving alerts, such as a NOAA Weather Radio that is powered without electricity just in case.
If your home has been impacted by storm damage, we are here for you. You can contact SERVPRO of Saratoga Springs, Gansevoort 24/7 at (518) 580-1111 to get a quick response to your home’s damages.
Summer Thunderstorm Preparedness
Summer is approaching fast here in Saratoga Springs and although summer brings nice weather, it also brings thunderstorms along with it. Here are some tips to be prepared for thunderstorms!
- Make sure you are aware of your local community’s warning system for severe thunderstorms.
- Pick a safe place for you and your family to meet in case of a severe thunderstorm
- Remove dead and damaged branches from trees and shrubs around your home to prevent them from breaking during a storm
- Postpone any outdoor activities if a thunderstorm is likely to occur
- If you can hear thunder, you are close enough to be in danger of lightning. If thunder roars, go indoors!
- Avoid electrical equipment and telephones during the storm
- Be sure to shutter windows and close your doors securely, and stay away from windows!
If your home is damaged by stormy conditions, SERVPRO can help you repair the damage and clean your home!